Vehicle Loan Rates

Get in the driver's seat.

Auto Loan
Auto Loan

Burn rubber, not cash with rates as low as 4.45% .

Drive away with the best deal

No matter what kind of vehicle you're looking for, our flexible terms and low-interest rates make financing simple and affordable. Explore our current rates and find the perfect loan option that fits your budget.

Breakdown of Vehicle Loan Rates

Effective Date: January 1, 2025
Term APR
24 Months4.45%
36 Months4.55%
48 Months4.65%
60 Months4.75%
72 Months5.75%

Effective Date: January 1, 2025
Term APR
2021-2025 Up to 66 months4.75%
2016-2020 Up to 66 months4.85%
2010-2015 up to 66 months4.95%
2009 & older up to 66 months6.05%

Effective Date: January 1, 2025
Term APR
New Boat up to 84 months8.00%
1 year old up to 72 months8.25%
2 years & older up to 60 months8.50%

Effective Date: January 1, 2025
Term APR
New up to 60 months7.25%
1 year old up to 60 months7.35%
2 years & older up to 60 months7.45%

Effective Date: January 1, 2025
Term APR
New Mobile Homes up to 10 years11.90%
1 to 2 years old up to 10 years11.90%
3 to 6 years old up to 7 years11.90%
7 to 10 years old up to 5 years12.90%

Effective Date: January 1, 2025
Term APR
New RV's up to 120 months7.15%
1 year old up to 120 months7.25%
2 years old up to 120 months7.35%
3 years old up to 120 months7.35%
4 years & older up to 120 months7.45%

Effective Date: January 1, 2025
Term APR
New Trailers up to 180 months7.15%
3 years old up to 72 months7.25%
5 years old up to 72 months7.35%
7 years & older up to 72 months7.45%

Sheridan Community Federal Credit Union is a full-service financial institution with a conveniently located branch in Sheridan, Wyoming.